Do not rely on ATM withdrawals to fund your trip. ATMs exist in Iraq, but Canada's travel advice warns that finding one that accepts an international bank card can be difficult. The economy is primarily cash-based. An ATM's presence does not guarantee that your card will work.
Before travelling, ask your card issuer whether your specific card supports cash withdrawals in Iraq. Check its withdrawal limits and ask about fees. Visa specifically advises checking daily withdrawal restrictions with the issuing bank. Its ATM locator can help you look for machines, but is not a guarantee of a successful withdrawal.
Plan a cash backup rather than waiting until you run out. Australia's travel advice identifies US dollars and euros as the easiest foreign currencies to exchange at local banks and exchange bureaus. No universal ATM fee or withdrawal limit is verified here.
Sources: Canada's Iraq travel advice, Visa travel support, Smartraveller Iraq advice.
Checked on 2026-10-25.